Running a business is not always smooth. Sometimes companies face unexpected financial challenges like cash flow shortages, mounting debt, delayed payments, or even classification as non-performing assets (NPAs). In such situations, traditional lenders such as banks and NBFCs may halt further lending, which can make it extremely difficult for a business to survive and grow.
This is where Distressed Funding Service comes in. It is a specialised financial solution designed to provide businesses with essential funds when they are under financial stress and conventional financing is no longer available. At NPA Help, these services are tailored to help companies stay afloat, restructure debts, and ultimately revive business operations with strategic capital and advisory support.
What Is Distressed Funding and Why Does It Matter?
When a company struggles with debt or liquidity issues—for instance, if it has unpaid dues, stalled projects, or its loans have been tagged as NPAs—it is often hard to secure traditional loans. Banks may classify the account as high risk and may either refuse fresh lending or initiate legal recovery processes.
A Distressed Funding Service offers a lifeline in such scenarios. Instead of waiting for lengthy legal proceedings, businesses can raise emergency capital, restructure liabilities, or even negotiate one-time settlements to settle bank dues at a negotiated amount. The goal is to provide quick access to capital, protect the value of the company’s core business, and create a path toward financial stability.
NPA Help’s Distressed Funding Services focus on connecting businesses to a network of lenders and investors who specialise in funding stressed and distressed assets—these include alternative investment funds, asset reconstruction companies (ARCs), private investors, and special situation funds.
How NPA Help’s Distressed Funding Service Works
NPA Help offers both funding and advisory support to businesses that need urgent financial assistance. Here’s how their process typically works:
Submit Your Business Case
Companies start by sharing their financial situation and funding requirements with NPA Help through a secure contact form or speaking directly to an advisor.Financial & Legal Review
NPA Help’s experts conduct a free initial assessment to understand the financial health of the business. This includes evaluating debt levels, cash flow, and any legal issues related to NPAs or lender actions.Investor Matchmaking
Once the review is complete, NPA Help helps match the business with the right funding partners. This is where their Distressed Funding Advisory Services become crucial—experienced advisors help identify the best possible investors or lenders based on the business’s specific needs.Negotiation and Closure
NPA Help supports the negotiation of terms with investors or existing lenders. They assist with documentation, due diligence, regulatory compliance, and finalising agreements. This ensures that capital is disbursed as fast as possible, often within a few weeks, depending on the complexity of the case.
What Types of Funding Solutions Are Available
NPA Help’s Distressed Funding Services include several types of financial support, such as:
Bridge Funding & Emergency Capital: Short-term capital that provides immediate liquidity to manage urgent business needs.
Distressed Asset Funding: Funding for companies whose assets or accounts have become stressed or non-performing.
Debt Restructuring & OTS Funding: Assistance to negotiate one-time settlements or restructure outstanding loans to make repayments more manageable.
Working Capital Infusion: Cash to help continue day-to-day operations while a long-term recovery plan is being put in place.
Debt Consolidation / Refinancing: Support to reorganise existing debt to reduce interest costs or extend repayment terms.
Strategic Partner Onboarding: Bringing in investors who can provide both capital and strategic guidance.
This mix of funding options means that businesses don’t just get money—they get a tailored financial strategy that fits their unique situation.
Who Can Benefit from Distressed Funding?
NPA Help’s distressed funding solutions are useful for a wide range of businesses:
MSMEs & Manufacturing Units: Small and medium enterprises that face delayed payments, rising costs, or NPA classification can use these services to restructure and keep operations running.
Startups & Growth-Stage Ventures: Startups that are running low on runway, dealing with cap table stress, or seeking bridge capital to avoid a shutdown can find relief.
Mid-Size & Large Corporates: Bigger companies with complex debt structures or legal pressures can use distressed funding to stabilise finances or pursue revival strategies.
Promoters & Management Teams: Business leaders who want to retain control while restructuring liabilities can work with NPA Help to achieve a viable outcome.
Why Choose NPA Help for Distressed Funding?
There are several reasons why businesses choose NPA Help for Distressed Funding Advisory Services:
Specialised Expertise: They focus exclusively on NPA resolutions and distressed funding solutions.
Strong Investor Network: With hundreds of funding partners, they increase the chances of finding the right capital quickly.
Speed & Strategy: NPA Help aims for fast deal closure without compromising on strategic planning.
Confidential, Compliant Process: All engagements are handled discreetly while following legal and regulatory guidelines.
Final Thoughts
Financial distress is a serious challenge for any business, but it doesn’t have to be the end of the road. With the right Distressed Funding Service and Distressed Funding Advisory Services from trusted partners like NPA Help, companies can find the capital they need, restructure debt, and build a path toward stability and growth.
Distressed funding isn’t just about survival—it’s about creating opportunities for recovery, safeguarding jobs, and protecting the long-term value of your business.
